Written by wangzhong

July 25, 2008 14:41

The easiest way to finance a new car is through the dealership where the car is purchased. If you have systematically researched individual dealerships for the best deal, and satisfy a dealer's "qualified buyer" requirements, you may be able to secure a loan at a low rate, and save money. Always be sure you have a clear idea of how much car you can afford, and what terms will meet your needs. New car loans can be configured for 30 to 72 months. While longer term loans usually offer lower interest rates, calculating the total interest for the life of the loan may be revealing.